Life Insurance

MYTH: “I won’t need life insurance when I retire.”

Presented by Brian Leising

Four responses you can use with your clients.

2- Really? So, that means you are not married or don’t love your spouse?

If you’re not married or don’t plan to be when you die, stop reading this. Most couples don’t realize when one spouse dies their social security check dies with them. What if the first one to go had the larger Social Security check? Can your spouse maintain the same standard of living without that lost income? It’s time to analyze the consequences and determine how much life insurance is needed to replace your lost social security income.

See response #3 next week.

Life Insurance

MYTH: “I won’t need life insurance when I retire.”

Presented by Brian Leising

Four responses you can use with your clients.

  1. Really? So, that means you are getting a free funeral?

The last time I checked, it is actually against the law to dump a body in the nearest ditch, bury someone in the backyard or cremate your remains in a giant bonfire (marshmallows anyone?). You won’t die for free. Cremation may cost less than a traditional burial, but morticians and funeral homes still like to be paid for their services. Why reserve dollars you could spend and enjoy when a basic life insurance policy will cover your final expenses for pennies on the dollar? With no planning, you will become a burden to your family. (Unless they’re skilled with large bags, ropes, rocks, have a large car trunk and live near a body of water. Oh, wait, that’s the other kind of Family.)

See response #2 next week.