Life Insurance

Final Expense Life Insurance

A simple application with modest face amounts. Creates almost immediate cash at a time the family most needs cash to pay end of life bills. Gives individuals with past health problems an opportunity to obtain permanent coverage.

Term and Permanent Life Insurance

We offer the best carriers to provide low premiums and high face amounts. Use our online term quote engine and applications.

Impaired Risk

Put our underwriters to work to get the best offer and best rating class and premium for your health impaired or financially challenged client.

Fixed Index Universal Life

Ties policy interest credited to the performance of an index or a combination of indexes. Policy values are usually protected from index downturns and usually have an interest cap.

Long Term Care Linked Life Insurance

Provides clients with LTC benefits, death benefit for heirs, competitive return and, access to cash values.

Qualified Retirement Plans

A wonderful opportunity for small business owners to maximize the value of their retirement programs. We offer a turn-key system to make this simple.

Wealth Transfer

Potential for significant increases in the value of assets earmarked for beneficiaries by transferring funds into one of these specially designed life insurance plans.

Premium Financing

For certain clients wishing to purchase the most life insurance with the least cash flow impact.