Direct-to-Consumer Life Insurance Sales

Direct-to-Consumer Life Insurance Sales

Direct-to-Consumer Life Insurance Sales

Have you seen any ads on social media for life insurance? There are several companies now that offer life insurance DIRECTLY to consumers, and it looks like they’re bypassing agents and advisors!
Learn what’s really happening behind the scenes and how YOU can get your piece of this growing distribution system.
 

Seven Reasons To Offer Single Premium Whole Life

The BIG 3 Advantages of IUL

Seven Reasons To Offer Single Premium Whole Life

“Single premium whole life insurance sounds expensive, that’s just for my wealthy clients, right?”
While we often associate Single Premium Whole Life (SPWL) with wealthier clients, there are many reasons this product is attractive and appropriate for Middle America. Join me as I walk you through seven reasons your clients will want to consider SPWL.
 

He said, she said…Long-term care solutions spouses can agree…

The BIG 3 Advantages of IUL

He said, she said…Long-term care solutions spouses can agree on

Have you ever had one spouse committed to the purchase of a life insurance based long term care policy, but the other one was holding back?
Did their disagreement cost you both sales?
Men and women think differently when it comes to long term care protection. We’ll outline the top three priorities for men and women and explore the product types that appeal most to each gender, so you know what to recommend.
 

The BIG 3 Advantages of IUL

The BIG 3 Advantages of IUL

The BIG 3 Advantages of IUL

Index Universal Life Insurance offers many unique advantages over other retirement income products, but three features make the greatest difference to a client’s retirement income. In fact, no other product on the market offers this exact same combination of features.
What are these BIG 3 advantages?
what these BIG 3 advantages are
why each feature by itself is a BIG deal
how the BIG 3 give your clients options and peace of mind during their retirement years

The Sequence of Returns Does It Really Matter in…

The Sequence of Returns Does It Really Matter in Retirement?

The Sequence of Returns Does It Really Matter in Retirement?

Markets fluctuate from year to year, but the effect they have on a portfolio varies widely in the accumulation and distribution phases of retirement planning. If retirees receive distributions in a stable or rising market, they can still preserve or grow those assets. When they receive distributions in a declining market, they are selling into a loss.
What if they could access an alternative fund in those down years?
The sequence of returns matters most in the distribution phase of retirement. Access to a non-correlated side account can make a huge difference when a person is no longer forced to sell at a loss. In fact, this could be a $3,000,000 decision!
Join me for the webinar to learn how you can help your clients optimize their retirement income strategy with one simple addition.