Shared Success Calculations

Annuity
TIER 1
1 Success Share for every $25 in paid premium
American Equity * MassMutual Ascend Silac
Athene Lincoln Financial  
EquiTrust Nassau Life & Annuity  
Fidelity & Guaranty North American  
TIER 2
1 Success Share for every $30 in paid premium
American National Mutual of Omaha Reliance Standard
Corebridge National Western Sagicor
Guaranty Income Life Oceanview Life and Annuity** Sentinel Security Life
Legacy Principal

* All annuities that are internal rollovers and not listed below will have shares reduced by 50%.

** MYGA two years or less gain no Success Shares

The following are credited at 1 Success Share for every $75 in paid premium.
• All Single Premium Immediate Annuities • All applications with reduced commission due to annuitants/owners age
• All Deferred Income Annuities • EquiTrust subsequent deposits for policies in the previous calendar year
• All annuities with a surrender of 5 years and less
Multi-Year Guarantee Annuities greater than two years are credited at 1 Success Share for every $125 in paid premium. MYGAs two years or less gain no Success Shares
Life Calculations
TIER 1
1 Success Share for every $1.00 in paid premium
Corebridge Mutual of Omaha Prudential
Legal & General (Banner) Nationwide Protective
Lincoln Financial North American SBLI
Mass Mutual Pacific Life Transamerica
TIER 2
1 Success Share for every $1.50 in paid premium
Allianz Life Brighthouse Financial Fidelity & Guaranty Securian Financial
American National Cincinnati Life National Western Symetra
Ameritas Columbus Life Principal  
Assurity Life Equitable Sagicor  
• Single premium products are credited at 1 Success Share for every $25 in paid premium.
• The ratio for all Final Expense products is 1 Success Share for every $2 in paid premium.
• Success Shares are not credited on non-commissionable policy fees
Long-Term Care, Disability and Critical Illness Calculations
TIER 1
1 Success Share for every $1.50 in paid premium
Illinois Mutual
Principal
TIER 2
1 Success Share for every $2.00 in paid premium
American Amicable Life
Corebridge (accident)
Assurity Life
Mutual of Omaha
TIER 3
1 Success Share for every $8.00 in paid premium
Petersen International Underwriters
Linked Benefits Calculations
TIER 1
1 Success Share for every $35.00 in paid premium
OneAmerica Lincoln Financial
Securian Financial