Shared Success Calculations

Annuity

Tier 1
1 Success Share for every $25 in paid premium
American Equity * Great American
Athene Lincoln Financial
EquiTrust North American
Fidelity & Guaranty  
Tier 2
1 Success Share for every $30 in paid premium
American General Guggenheim Life and Annuity Reliance Standard
American National Mutual of Omaha Sagicor
Legacy National Western Sentinel Security Life
Guaranty Income Life Principal Symetra

* All annuities that are internal rollovers and not listed below will have shares reduced by 50%.

The following are credited at 1 Success Share for every $75 in paid premium.
• All Single Premium Immediate Annuities • All applications with reduced commission due to annuitants/owners age
• All Deferred Income Annuities • EquiTrust subsequent deposits for policies in the previous calendar year
• All Multi-Year Guarantee Annuities  
• All annuities with a surrender of 5 years and less  

Life Calculations

Tier 1
1 Success Share for every $1.00 in paid premium
American General Pacific Life
John Hancock Prudential
Legal & General (Banner) Protective
Lincoln Financial SBLI
Mutual of Omaha Transamerica
North American  
Tier 2
1 Success Share for every $1.50 in paid premium
Allianz Life Equitable National Western
American National Brighthouse Financial Principal
Americo Cincinnati Life Sagicor
Ameritas Columbus Life Securian Financial
Assurity Life Fidelity & Guaranty Symetra

• Single premium products are credited at 1 Success Share for every $25 in paid premium.
• The ratio for all Final Expense products is 1 Success Share for every $2 in paid premium.
• Success Shares are not credited on non-commissionable policy fees

Long-Term Care, Disability and Critical Illness Calculations

Tier 1
1 Success Share for every $1.50 in paid premium
Illinois Mutual
Principal
Tier 2
1 Success Share for every $2.00 in paid premium
American General (accident)
Assurity Life
Mutual of Omaha
Transamerica
Tier 3
1 Success Share for every $8.00 in paid premium
Petersen International Underwriters

Linked Benefits Calculations

Tier 1
1 Success Share for every $35.00 in paid premium
OneAmerica Lincoln Financial
Securian Financial  

Medicare Supplement Calculations

Tier 1
1 Success Share for every $15.00 in paid premium (years 1-6)
Aetna Central States Indemnity Loyal American Standard Life
American National Cigna Manhattan Life Thrivent
American Retirement CSI Life Medico Bankers Fidelity
Liberty Bankers Life Mutual of Omaha Companies