Shared Success Calculations

Annuity
TIER 1
1 Success Share for every $25 in paid premium
American Equity * Great American Silac
Athene Lincoln Financial  
EquiTrust Nassau Life & Annuity  
Fidelity & Guaranty North American  
TIER 2
1 Success Share for every $30 in paid premium
American General Guggenheim Life and Annuity Principal
American National Mutual of Omaha Reliance Standard
Legacy National Western Sagicor
Guaranty Income Life Oceanview Life and Annuity** Sentinel Security Life

* All annuities that are internal rollovers and not listed below will have shares reduced by 50%.

** Two Year MYGA No Success Shares

The following are credited at 1 Success Share for every $75 in paid premium.
• All Single Premium Immediate Annuities • All applications with reduced commission due to annuitants/owners age
• All Deferred Income Annuities • EquiTrust subsequent deposits for policies in the previous calendar year
• All Multi-Year Guarantee Annuities • All annuities with a surrender of 5 years and less
Life Calculations
TIER 1
1 Success Share for every $1.00 in paid premium
American General Mutual of Omaha Protective
Bestow Nationwide SBLI
John Hancock North American Transamerica
Legal & General (Banner) Pacific Life  
Lincoln Financial Prudential  
TIER 2
1 Success Share for every $1.50 in paid premium
Allianz Life Brighthouse Financial National Life Group Symetra
American National Cincinnati Life National Western  
Americo Columbus Life Principal  
Ameritas Equitable Sagicor  
Assurity Life Fidelity & Guaranty Securian Financial  
• Single premium products are credited at 1 Success Share for every $25 in paid premium.
• The ratio for all Final Expense products is 1 Success Share for every $2 in paid premium.
• Success Shares are not credited on non-commissionable policy fees
Long-Term Care, Disability and Critical Illness Calculations
TIER 1
1 Success Share for every $1.50 in paid premium
Illinois Mutual
Principal
TIER 2
1 Success Share for every $2.00 in paid premium
American Amicable Life
American General (accident)
Assurity Life
Mutual of Omaha
TIER 3
1 Success Share for every $8.00 in paid premium
Petersen International Underwriters
Linked Benefits Calculations
TIER 1
1 Success Share for every $35.00 in paid premium
OneAmerica Lincoln Financial
Securian Financial  
Medicare Supplement Calculations
TIER 1
1 Success Share for every $15.00 in paid premium (years 1-6)
Aetna Central States Indemnity Loyal American Standard Life
American National Cigna Manhatten Life Thrivent
American Retirement CSI Life Medico United States Fire Insurance Co.
Bankers Fidelity Liberty Bankers Life Mutual of Omaha Companies