* All annuities that are internal rollovers and not listed below will have shares reduced by 50%.
** Two Year MYGA No Success Shares
|The following are credited at 1 Success Share for every $75 in paid premium.
|• All Single Premium Immediate Annuities
||• All applications with reduced commission due to annuitants/owners age
|• All Deferred Income Annuities
||• EquiTrust subsequent deposits for policies in the previous calendar year
|• All Multi-Year Guarantee Annuities
||• All annuities with a surrender of 5 years and less