Sales Idea – What if healthcare was built into your retirement plan?

What if healthcare was built into your retirement plan?
 
What if you could build healthcare benefits into your retirement plan?

When your clients need healthcare services in retirement for long term care, they will need to accelerate their spending.

What if there was a way to access MORE than what was in their account?

There’s only one way to do that!

Take two minutes to learn more then contact me at Financial Brokerage to discuss how we can help you help your clients do the same.

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20% More Coverage For The Same Price?

20% More Coverage For The Same Price?
What if there was a way to increase your clients’ permanent life insurance coverage by 20%, without increasing their premiums?
When a client needs permanent coverage, we typically illustrate a Guaranteed Universal Life (GUL) with no cash value. For the same premiums, a client could purchase:
20% more coverage with a Protection Focused IUL;
projected to last their entire lifetime;
with cash values they can access if needed;
and potential to increase the death benefit!
 

Sales Idea – Three Largest IUL Sales for Your Commercial Accounts

Three Largest IUL Sales for Your Commercial Accounts
If you work with commercial accounts in the areas of property and casualty, employee benefits or group health insurance, you need to know about the three largest Index Universal Life (IUL) insurance sales you might be missing with your existing clients.

We’ve compiled top sales strategies from three of our leading insurance companies to bring these ideas to you in just a few minutes. You will learn about the most profitable IUL sales you should be making with your commercial accounts. These involve sales to the owners, key executives and their employees. Just by using average numbers, a business with one owner, two key executives and 10 additional employees would generate over $100,000 in new life insurance premiums!

 

Sales Idea 74 – How Do I Value My Client’s Business?

How Do I Value My Client’s Business?
We know that life insurance to fund a buy/sell agreement is one of the largest premium sales we can make as insurance producers. One major hurdle often involves producing an accurate valuation of the business. Multiple owners may give you different figures, or the business might not have time or want to pay someone to conduct an analysis.

At Financial Brokerage we can help. Several of our top life insurance companies offer forms you can complete with your clients (often online) to produce an accurate valuation of their business. They can base their buy/sell agreement on this number which you can use as the face amount for their life insurance policies.

If you work with business owners or have commercial accounts, take a few minutes to view the video and learn more.

 

Sales Idea – Six Ways to Get Cash from a UL

Six Ways to Get Cash from a UL
Did you know there are six ways your clients can get money from a universal life insurance contract? To demonstrate this, I’ve re-worked the classic bucket illustration that we’ve all seen to help explain cash value life insurance. It shows the money going into the contract at the top with a spigot at the bottom that shows cash coming out of the contract for different reasons. This new bucket has six spigots because there are six ways (depending on the carrier and product you use) that your clients can get cash out of that contract. Three of them are based upon an income stream and three of them are based upon your client’s health. In just two minutes I can walk you through all six.

You are probably familiar with one or two of these already but might not know about all six.