You can have your cake and eat it too…
Presented by Gary Peterson A Linked Benefit (LB) policy allows you several options. An LB policy offers long term care (LTC) coverage, liquidity and a death benefit. If your client has a change in plans and decides not to keep the policy, a return of premium benefit may allow them to get back their initial premium. If they die prematurely, the family receives an income tax free benefit. Finally, your client has LTC benefits available if needed. LB policies attract people who:- Are retired or approaching retirement.
- Are more affluent with higher net worth.
- Want to protect against potential LTC expenses and leave a legacy to their loved ones.
Great American – Rate Increases
Great news! Great American is excited to announce the following interest rate and purchase payment bonus increases:
Fixed-indexed annuity rate increases
Rates are increasing for the following fixed-indexed annuities effective as of June 7, 2015:
- American Custom 10
- American Valor 10
- American Legend III
- Safe Outlook
- Safe Return
Please note holding account rates are effective June 21, 2015.
American Valor 10 bonus doubled
Effective today, June 8, 2015, you can offer your clients a 4% bonus with the American Valor 10 fixed-indexed annuity. The bonus will be added to all purchase payments received in the first three contract years. Learn more here!
The 4% purchase payment bonus will be applied to all American Valor 10 contracts issued* on or after June 8, 2015.
Fixed annuity interest rate increases
Rates are increasing for the following fixed annuities effective today, June 8, 2015!
- Secure American
- SecureGain 5
- SecureGain 7
Prudential – Life Essentials Newsletter for June 8, 2015
Prudential has issued their latest newsletter.
To view the Life Essentials, click here.