Life Insurance

The Hard Truth About Motivation

Presented by Jim Linn We have all set goals whether it is to be more physically fit or new ways to improve our business only to find ourselves not maintaining our focus and eventually not fulfilling our goal.  The bottom line is, it all comes down to motivation and setting goals that truly motivate you.  In an article by Lifehealthpro.com they discuss motivation and ways to set goals that keep you motivated.  Click on the link below for the article. http://www.lifehealthpro.com/2015/06/05/the-hard-truth-about-motivation?t=sales-marketing
Life Insurance

You can have your cake and eat it too…

Presented by Gary Peterson A Linked Benefit (LB) policy allows you several options.  An LB policy offers long term care (LTC) coverage, liquidity and a death benefit.  If your client has a change in plans and decides not to keep the policy, a return of premium benefit may allow them to get back their initial premium.  If they die prematurely, the family receives an income tax free benefit.  Finally, your client has LTC benefits available if needed. LB policies attract people who:
  • Are retired or approaching retirement.
  • Are more affluent with higher net worth.
  • Want to protect against potential LTC expenses and leave a legacy to their loved ones.
Market interest for a product that links LTC benefits is growing by double digits.  This double digit growth may be because the LB policy is attracting new and younger markets.  LIMRA found that buyers in their 60’s continue to be the biggest portion of in-force policies; however, younger markets are finding them attractive as well.  Call your Financial Brokerage marketer at 800-397-9999 to find out more about Linked Benefit plans that are available to your clients and get your slice of cake.
Annuity

Great American – Rate Increases

Great news! Great American is excited to announce the following interest rate and purchase payment bonus increases: Fixed-indexed annuity rate increases
Rates are increasing for the following fixed-indexed annuities effective as of June 7, 2015:
  • American Custom 10
  • American Valor 10
  • American Legend III
  • Safe Outlook
  • Safe Return
Please note holding account rates are effective June 21, 2015.
American Valor 10 bonus doubled
Effective today, June 8, 2015, you can offer your clients a 4% bonus with the American Valor 10 fixed-indexed annuity. The bonus will be added to all purchase payments received in the first three contract years. Learn more here!
  
The 4% purchase payment bonus will be applied to all American Valor 10 contracts issued* on or after June 8, 2015.
Fixed annuity interest rate increases
Rates are increasing for the following fixed annuities effective today, June 8, 2015!
  • Secure American
  • SecureGain 5
  • SecureGain 7