Life Insurance

What Do You Do?

Presented by Jim Linn Over a decade ago I attended a home office seminar and the CEO of the company was asked to give a brief address to the class. He introduced himself and he posed a simple question to us all: “What do you do?” The hands went up and the typical answers were, “I sell Life Insurance”, “I provide health insurance programs”, “I offer home and auto insurance”. When all the agents had finished he commented and said “all very good answers, and typically what I hear from most agents, but do you want to be defined as someone that sells a product, or would you prefer to be a trusted partner whose primary goal is protection and peace of mind?” He shared with us a phrase to use when working with clients that encompasses all of the areas we as agents work in whether you are a life only agent, health only, or P&C Agent. When asked “What do you do?” try this statement: “I provide enough of the right type of insurance to ensure my clients are protected and have peace of mind.” This statement works no matter what line or lines of insurance you work within. It captures the basis of why people purchase insurance whether it is P&C, Life, Health, Disability etc. By using this type of statement you are no longer selling a product, you are letting the client/prospect know you have their best interest in mind.
Bulletins

EquiTrust – Interest Rate Special

Certainty Select® Multi-Year Guarantee Annuity March 16 through April 30, 2015
5 Years 2.50%
6 Years 2.75%
Competitive Rates for Other Guarantee Periods
3 Years 1.50%
8 Years 2.85%
10 Years 3.00%
Rate special is applied to business received on or after March 16th and on or before April 30, subject to a 60-day rate hold. Please note: ORIGINAL application paperwork must be received by Thursday, April 30th. Faxed applications will be accepted on Thursday, April 30th only. If application is faxed on April 30th then the original must be received in our office on Friday, May 1st. Client-Use Flyers!Click on the links below: • Turn Confusion into Certainty – 5 YearTurn Confusion into Certainty – 6 YearStandard Flyer – 5 YearStandard Flyer – 6 Year Click here to see the All Product Summary for all EquiTrust annuity products. Daily updates of the All Product Summary are available on the EquiTrust Life agent website Agents.EquiTrust.com > Annuity Agents > “Products” link. Surrender charges are a percentage of the Accumulation Value and decline annually: (Base Contract) 10, 10, 9, 9, 8, 8, 7, 7, 6, 5%. The Surrender Charge Period matches the guarantee period. Contract issued on Contract Form Series ET-MYG-2000(06-09) or ICC13-ET-MYG-2000(07-13). Group Certificates issued on Form Series ET-MYG-2000C(06-09).