Certainty Select^® Multi-Year Guarantee Annuity March 16 through April 30, 2015

5 Years	2.50%
6 Years	2.75%

Competitive Rates for Other Guarantee Periods

3 Years	1.50%
8 Years	2.85%
10 Years	3.00%

Rate special is applied to business received on or after March 16th and on or before April 30, subject to a 60-day rate hold. Please note: ORIGINAL application paperwork must be received by Thursday, April 30th. Faxed applications will be accepted on Thursday, April 30th only. If application is faxed on April 30th then the original must be received in our office on Friday, May 1st. Client-Use Flyers!Click on the links below: • Turn Confusion into Certainty – 5 Year • Turn Confusion into Certainty – 6 Year • Standard Flyer – 5 Year • Standard Flyer – 6 Year Click here to see the All Product Summary for all EquiTrust annuity products. Daily updates of the All Product Summary are available on the EquiTrust Life agent website Agents.EquiTrust.com > Annuity Agents > “Products” link. Surrender charges are a percentage of the Accumulation Value and decline annually: (Base Contract) 10, 10, 9, 9, 8, 8, 7, 7, 6, 5%. The Surrender Charge Period matches the guarantee period. Contract issued on Contract Form Series ET-MYG-2000(06-09) or ICC13-ET-MYG-2000(07-13). Group Certificates issued on Form Series ET-MYG-2000C(06-09).