Long Term Care and Disability Insurance

Do you have the tools to be successful this…

Presented by Michelle Daharsh Medicare’s Annual Enrollment Period (AEP) is one of the busiest times of the year for producers that work the senior market and it is right around the corner! Every year from October 15 – December 7, people enrolled in Medicare Advantage (MA) plans have the opportunity to dis-enroll from their current plan and select a new MA plan or return to Original Medicare and purchase a Medicare supplement policy. It’s also the time when MA organizations can discontinue plans which could leave your over age 65 clients looking for health coverage elsewhere. Keep in mind, that even though this is the enrollment time for MA members to enroll/dis-enroll, Medicare supplement members can make changes to their current plan at any time throughout the year, with any carrier. It’s important to stay in touch with your clients as they approach Medicare age as well as current Medicare supplement clients because many situations can occur that will leave them looking for plan solutions. Whether it’s aging into Medicare and finding the best plan for them, or their current plan has faced a rate increase, these situations are a great opportunity to offer that expert help that you bring to the client. Regardless of the situation, do you have the tools to help your senior clients make these necessary healthcare decisions? Financial Brokerage is proud to be representing seven strong Medicare Supplement carriers that hold a national footprint in the Medicare industry and provides an online state of the art quoting portal with e-app capabilities – we have the resources you need in making your client’s Medicare healthcare decisions simple! Visit our website and access these tools to put you on track for your most successful Medicare season yet!
Life Insurance

2015 is Almost Here

Presented by Gary Peterson To help jump start your business see below. Life insurance left untouched may no longer be meeting your clients’ needs. By implementing a periodic policy review as part of your client retention process, you will keep a client’s protection program up-to-date and provide a valuable after-the-sale service. The net result will be happier clients, the identification of additional sales and more referral introductions. Here are some great resources to help you build policy reviews into your sales and service processes and make the most of every client relationship. Prospect in Your Client File Annual Review Checklist