Presented by Deb Strong
Please look at the attached charts.
If you have retirement funds invested in equities, remember how you felt in 2007-2009? Were you nervous? While you may understand that selling during market downturns goes against conventional wisdom, were you concerned about your future retirement security? Did you lose any sleep? I did!
If you have clients within 5-10 years of retirement, how did they feel at that time? Did any sell during this time period? If so, they may have lost out on the market recovery that was to follow.
How do you think the Index Annuity Owner felt in 2007-2009. While the market was plunging, their return was 0.00%. Did they feel the same anxiety?
If you have clients nearing retirement and have 401k and/or IRA funds, they may feel more secure with part of their assets in an Index Annuity where “zero is their hero”!
In years where the return is 0.00%, clients can still enjoy an increase in potential income if they have chosen a Lifetime Income Benefit Rider on their contract.
If you or your clients can benefit from the security offered by an Index Annuity, please contact Financial Brokerage for more information.