Given today’s low interest rate environment, it’s necessary for us to update the Prosperity Elite Series’ and Safe Income Plus Enhanced Guaranteed Minimum Withdrawal (EGMWB) roll-up rate. The vesting premium bonus for Prosperity Elite 10 and Safe Income Plus will change, as well as cap rates and spreads across our FIA portfolio, with the exception of the FG Retirement Pro product. These changes are effective with the August 15, 2016 buy date.