Sales Idea – Unlock the Power of Indexed Universal Life

Unlock the power of Indexed Universal Life so you can transform your business.

With Stonewood software and turn-key marketing programs, you get access to proven IUL sales stories and the tools to close business with them.

Seminars and meeting scripts for prospecting. Brochures and handouts for client meetings. Customized IUL proposals to close business. Our software and programs take you from “nice to meet you” to “nice doing business with you.”

Sales Idea – Is IUL too expensive?

Is IUL Too Expensive?
Is Indexed Universal Life Insurance too expensive? To answer that question you should consider a few things. How long will the policy be in force before I access the cash value? Some of the expenses are both fixed and front-loaded. This means the longer the policy is in force and the more the accumulation value increases, the lower the expenses will be as a percentage of the overall cash value. Also, what are the expenses for? A portion of the expenses pay for a death benefit which is an incredibly valuable asset that the client owns from the first day of the policy being in force. Remember this is a life insurance policy and the benefits of the policy are unique to life insurance. Finally, consider a larger expense that is absent from a life insurance policy…taxes. The money grows tax-deferred, is accessed tax-free and pays a tax free death benefit.

3 Ways to Earn Gift Cards in February

Did you know at one time the month of February didn’t even exist on the Roman Calendar? Nobody really cared for winter much, so the calendar ran from March through the end of December with January and February being afterthoughts. We’ve come a long way since then, and we’re glad to have February on the calendar…even if we’re ready for Winter to be over here in Nebraska.

To celebrate the shortest month of the year, we’re giving away gift cards! We know you’re trying to get off to a fast start on your goal of qualifying for our 2020 incentive trips, so we want to give you some extra spending power on your pursuit.

1,000 Success Shares
$50 gift card
= $1,000* of Annualized Life Premium
$25,000* Annuity or Linked Benefit Premium
$1,500* Annualized LTC/DI Premium
2,500 Success Shares
$125 gift card
= $2,500* of Annualized Life Premium
$62,500* Annuity or Linked Benefit Premium
$3,750* Annualized LTC/DI Premium
5,000 Success Shares
$250 gift card
= $5,000* of Annualized Life Premium
$125,000* Annuity or Linked Benefit Premium
$7,700* Annualized LTC/DI Premium
*Business must be submitted in February and paid by April 30th.
*Tier 1 carrier premium shown.
*For complete Success Share guidelines and calculations click here.
 For agent use only. Not for public distribution.

For more information on our 2020 incentive trips to Montreal and Quebec City »

Life Insurance as Easy as 1,2,3

Buying life insurance can be confusing for consumers. Determining how much life insurance is difficult enough, deciding which type of policy is even more confusing. Financial Brokerage has a life insurance allocation tool that helps simplify the conversation. Not only will this tool help determine how much life insurance your clients need, it will also determine the right mix and the right type of policies. That’s not even the best part! This tool will help your client’s determine what they want their life insurance to accomplish for them for their reasons…not ours. Simplify the conversation and putting their interests first will build trust to help you close more sales.