The Greatest Threat to Retirement Savings

The Greatest Threat to Retirement Savings
What do you think is the greatest threat to your client’s retirement savings?

It’s not stock market declines. The stock market bounces back after a fall, the elderly do not. In fact, once a person reaches age 65, there is a 70% chance they will need long term care before they pass away. For a couple that translates into a 90% chance.

There are several ways to combat this threat: traditional long term care insurance, an annuity with a long term care provision or life insurance policy with a long term care rider. Which is right for your clients?

 

3 Ways to Earn Gift Cards in February

Did you know at one time the month of February didn’t even exist on the Roman Calendar? Nobody really cared for winter much, so the calendar ran from March through the end of December with January and February being afterthoughts. We’ve come a long way since then, and we’re glad to have February on the calendar…even if we’re ready for Winter to be over here in Nebraska.

To celebrate the shortest month of the year, we’re giving away gift cards! We know you’re trying to get off to a fast start on your goal of qualifying for our 2020 incentive trips, so we want to give you some extra spending power on your pursuit.

1,000 Success Shares
$50 gift card
= $1,000* of Annualized Life Premium
$25,000* Annuity or Linked Benefit Premium
$1,500* Annualized LTC/DI Premium
2,500 Success Shares
$125 gift card
= $2,500* of Annualized Life Premium
$62,500* Annuity or Linked Benefit Premium
$3,750* Annualized LTC/DI Premium
5,000 Success Shares
$250 gift card
= $5,000* of Annualized Life Premium
$125,000* Annuity or Linked Benefit Premium
$7,700* Annualized LTC/DI Premium
*Business must be submitted in February and paid by April 30th.
*Tier 1 carrier premium shown.
*For complete Success Share guidelines and calculations click here.
 For agent use only. Not for public distribution.

For more information on our 2020 incentive trips to Montreal and Quebec City »

Announcing Our 2020 Incentive Trips

A captivating fusion of the modernism of North America and the traditional charm of Europe, Montréal is a city with so many faces. With a French heart and a distinctly Canadian charm, Montréal is unlike anywhere else that you have ever been.

Montréal Only…

$45,000* Annualized Life Premium
$1,125,000* Annuity or Linked Benefit Premium
$67,500* Annualized LTC/DI Premium
Medicare Supplement and Critical Illness premiums count as well!
Qualification Period – January 1, 2019 – December 31, 2019.
Business submitted in 2019 and paid by March 31, 2020.
* See www.financial-brokerage.com/2020-incentive-trips for official rules and additional information.

With a historic city centre, tons of cultural events and nature at its doorstep, Québec City is the perfect destination for anyone who loves culture, history, food, and the great outdoors.

Old Québec immerses you in an unforgettable journey through time. Stroll through the historical districts, all within walking distance from each other. This eminently walkable historic neighQuébecbourhood offers up an incredible mix of wow-inducing winter scenes and Old World charm.

Québec Only…

$45,000* Annualized Life Premium
$1,125,000* Annuity or Linked Benefit Premium
$67,500* Annualized LTC/DI Premium
Medicare Supplement and Critical Illness premiums count as well!
Qualification Period – January 1, 2019 – December 31, 2019.
Business submitted in 2019 and paid by March 31, 2020.
* See www.financial-brokerage.com/2020-incentive-trips for official rules and additional information.

These two French Canadian cities are just a train ride away from each other. Go all out and use your success shares to experience both cities back to back!
$70,000* Annualized Life Premium
$1,750,000* Annuity or Linked Benefit Premium
$105,000* Annualized LTC/DI Premium
Medicare Supplement and Critical Illness premiums count as well!

AssetShield 5 | 7 | 10

Hear about American Equity’s new accumulation product called the AssetShield and how it can help your client achieve their financial goals. Also, hear about the LIBR increase on the IncomeShield, that also just rolled out.