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AEL Field_Header_Memo
American Equity is excited to announce the addition of a Wellbeing Benefit Rider to our industry-leading Lifetime Income Benefit Rider. All of the options below are available for issue ages 50+ and offer an enhanced LIB payment for up to 5 years if eligibility requirements are met.
Two New IAV Rate Options Both Offering the Wellbeing Rider*:
1. 6.5% IAV Rate
  • .85% fee deducted annually from Contract Value
  •  10 year IAV Period (20 Year Max if reset selected)
  •  Two Year Enhanced LIB Waiting Period
2. 7.0% IAV Rate
  • 1.0% fee deducted annually from Contract Value
  • 5 year IAV Period (10 Year Max if reset selected)
  • Two Year Enhanced LIB Waiting Period
Effective immediately, an updated LIBR disclosure (Form #1154-D dated 4.2.15) is required.
New IAV Rate Option Available for the Choice Series Only:
3. 7.0% IAV Rate
  • 1.0% fee deducted annually from Contract Value
  • 7 year IAV Period (14 Year Max if reset selected)
  • Two Year Enhanced LIB Waiting Period
Effective immediately, an updated LIBR disclosure (Form #1156-D dated 4.2.15) is required.
Click Here for the LIBR Sales Brochure Click Here for the Choice Series LIBR Sales Brochure
Prudential – Life Essentials Newsletter
Mutual of Omaha – Express for April 8, 2015

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