New Products Now Available in Connecticut American Equity is pleased to announce new fixed index annuity products and income rider option. We are also expanding our RateShield fixed annuity line, with a new product featuring a lifetime income rider option. Plus, for higher rates, an optional Market Value Adjustment (MVA) is available on all RateShield products. Fixed Index Annuity Products Foundation Gold * 7% premium bonus on all premiums received in first contract year, vesting over a 10 year period * 5% penalty-free withdrawal after first contract year (cumulative withdrawal option available) * 10 year surrender charge period * Optional Lifetime Income Benefit Rider Foundation Gold Brochure Benefit Gold * 5% premium bonus on all premiums received in first contract year * 10% penalty-free withdrawal after first contract year * 10 year surrender charge period * Optional Lifetime Income Benefit Rider Benefit Gold Brochure Additional Income Rider Benefit Option Lifetime Income Benefit Rider with Wellbeing Benefit * 5% income account value rate * 150%-200% enhanced lifetime income benefit withdrawal, if eligibility requirements are met * Up to 5 year enhanced lifetime income benefit period * Issue age 50+ * Available on: Traditions Gold, Benefit Gold, Foundation Gold Income Rider Profile Fixed Annuity Products RateShield 10+ * 5% premium bonus vesting over a 10 year period * $10,000 minimum initial premium * Fixed rates with optional MVA

• • MVA option provides higher rates

* 10% free withdrawal after the first contract year * Optional income rider – IncomeShield

• • Guaranteed lifetime income
  • 8.5% simple interest IAV Rate
  • 20 year accumulation Period
  • 1% annual fee deducted from Contract Value

RateShield 10+ Brochure IncomeShield Rider Brochure