North American – Product, Rider and Rate Changes

Fixed Index Annuity Changes

NAC IncomeChoice Lifetime Payment Percentages (LPPs) will be age banded every 5 years

NAC BenefitSolutions and NAC BenefitSolutions II Guaranteed Lifetime Payment Amounts (LPAs) are decreasing

Guaranteed Lifetime Withdrawal Benefit (GLWB) Rider Changes

Income Pay will no longer be available on Performance Choice 8 Plus and 12 Plus and the Bonus Credit Option percentage will reduce from 6.00% to 5.75%

Guaranteed Lifetime Withdrawal Benefit (GLWB) Rider Changes

Income Pay Plus will no longer be available on Performance Choice 8 Plus and 12 Plus, roll-up rate will reduce from 6.25% to 6.00% and LPPs will be age banded every 5 years

Rate Change

Threshold Participation Strategy (TPS) rates are changing. (New rate sheet available)

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New materials will be available on our website on 12-13-16.
Posted in Bulletins.