Bulletins

Athene – Legal and Compliance News

Please use this information to help you stay current on new laws and compliance topics that are in effect or coming soon. Full text versions of the new law summaries are available for download. Remember, it is your obligation to know the laws and regulations of any state in which you conduct business. To view more details, click here.
Annuities

Tripler Benefit

Presented by Deb Strong We all have clients that will need additional income now or who can wait a little later.  One thing we might hear from our clients is that they do not want to pay a fee for having this option available to them.  We have a rider that can offer your client a 5% rollup for up to 20 years while they wait to turn on income.  This rider also has a Tripler Benefit.  If your client goes into a qualified care facility, it will “triple” the income for 5 years!! I know in the state of California it’s hard to find these options approved for sale, but this one is approved.  Please call Deb Strong at Financial Brokerage today at 800-397-9999 and ask for details.
Annuity

Lincoln Financial Group – Fixed Annuity Rates Update

Lincoln fixed annuity rate announcement

Please review the current rates for September 1, 2015

Fixed annuity rates are effective 9/1/15. Applications received on or after 9/1/15 will use the rates below.

Rate notices

Rate lock procedures Fixed non-indexed rate lock procedure Indexed annuity rate lock procedure Income annuity rate lock procedure OptiChoice NY rate lock procedure

Note: Indexed annuities are issued four times a month, on the 1st, 8th, 15th, and 22nd. Interest is not credited between the date premium is received and the date the policy is issued. For specific product approval listings, visit LFD.com or click here.
Bulletins

Foresters – Easier App Management

Paper app or electronic app?
Good news! Foresters made managing paper and electronic applications easier. Foresters enhanced the auto-emailing system to include e-App submissions. Now you will receive an auto-email from ForestersTM for every e-App your producers submit, as well as for every paper app sent by mail or fax.