Untitled Document
Guide to Linked Benefit Riders
Carrier Rider Type Max No Lapse
Guarantee
Waiver of Premium Elimination Period Payout Amount Payout Method Increasing Benefit Option
AIG Chronic Illness* Lifetime 90 days Lump sum or Percentage of face amount Indemnity
photo Chronic Illness Lifetime   90 days Discounted Death Benefit Indemnity  
photo Chronic Illness* 15 Years   90 days Lein Indemnity
photo LTC 15 Years 90 days Percentage of face amount Indemnity
photo Chronic Illness Lifetime   0 days Percentage of face amount Indemnity
photo Chronic Illness Lifetime 90 days Lump Sum 1-10 years Indemnity
photo LTC Age 100   100 days Percentage of face amount Reimbursement
photo Chronic Illness Lifetime 0 days Percentage of face amount or determined Indemnity  
photo Chronic Illness* Lifetime 90 days Percentage offace amount or Discounted death Indemnity  
photo Chronic Illness Lifetime   90 days Discounted Death Benefit Indemnity
photo Chronic Illness Lifetime 90 days Discounted Death Benefit Indemnity
photo LTC Lifetime 30/60 days Percentage of face amount Reimbursement
photo Chronic Illness* Lifetime 90 days Percentage of face amount Indemnity  
photo Chronic Illness Age 95   0 days Discounted Death Benefit Indemnity
photo Chronic Illness* Lifetime 90 days Specified Amount Indemnity  
photo Chronic Illness* Lifetime 0 days Percentage of face amount Indemnity
photo Chronic Illness* Lifetime 90 days Lein or Percentage of face amount Indemnity
photo LTC 15 Years Rider Only 90 days Percentage of face amount Indemnity
* no permanancy requirement