As many of you may know, John Hancock’s Term portfolio is one of the fastest growing term franchises in the industry, with our popular John Hancock Term and John Hancock Term with Vitality products performing well in the market. We are committed to remaining an industry leader in this space by continuing to deliver highly competitive products that offer additional value to you and your clients. Since it’s also now easier than ever to apply for John Hancock Term and John Hancock Term with Vitality with our new eTicket submission process, we will be streamlining our Term life portfolio around our John Hancock Term products and discontinuing SmartProtect Term with Vitality in the brokerage market, effective February 9, 2018. SmartProtect Term with Vitality will continue to be available in select niche affinity markets. Important Dates:
* Starting February 9, 2018, the application and supplemental forms for SmartProtect Term with Vitality will no longer be available.
* Applications for SmartProtect Term with Vitality must be submitted by February 15, 2018 and policies must be issued by February 28, 2018.
NEW Term Life Answers Rates
Our new, competitive Term Life Answers rates will give you your best run yet.
Use Age Last Birthday to Your Client’s Advantage
We are one of the only carriers to use Age Last Birthday rates – promote this great feature with your clients today.
Term Life Answers Conversion Comp Update
Effective February 7, 2018 we will be updating the compensation on our Term Life Answers conversions.
2018 Rate Adjustments
Grow Your LTCi Sales with Mutual of Omaha
LTCi is a product with incredible potential for growth. We’re committed to helping you grow your business by providing the right products, tools and strength of brand.
Priority Income Protection as Mortgage Protection
Make sure your clients are prepared and can cover their mortgage payments if they become unable to work and earn an income due to disability.
Companion of New York
Please read this important announcement.
Rates are increasing for the products below! Please see the rate chart for more details.
Fixed annuity rates effective February 5, 2018.
* SecureGain 5
* SecureGain 7
Fixed-indexed annuity rates retroactively effective January 21, 2018. Purchase payments received on or after this date will receive the new rates.
* American Legend III
* American Landmark 5
* Index Protector 7
* Safe Return
Holding account rates will increase February 7, 2018.