Life Insurance

Mind the Gap

How do you address the great retirement income gap your clients will face in their late retirement years?
Do you realize their income gap is YOUR income gap?
Many advisors find their clients prefer the life insurance based solutions.

Bulletins

Mutual of Omaha – Express Newsletter for March 21,…

|   Medicare Supplement
New Medicare Supplement Plan – KY
Effective March 30, 2018, you may begin selling our new competitively priced Medicare supplement in Kentucky underwritten by United World Life Insurance Company, an affiliate of Mutual of Omaha.
Broker Bonus Program
You can make even more bucks on your Medicare supplement and SELECT underwritten business through our 2nd and 3rd quarter Broker Bonus Program. Bonus Program period is from April 1, 2018 to September 30, 2018.
Upcoming Rate Adjustments
Please review the upcoming rate adjustments in CA.
 
|   Life Insurance
Sweet New Rates Coming on Life Protection Advantage IUL
Learn more about the changes to Life Protection Advantage IUL’s guarantee-to-85 premiums that are coming on April 1, 2018.
Coming Soon: Accelerated Underwriting for TLA
We are excited to announce our new Accelerated Underwriting program for Term Life Answers. Learn how you can get an underwriting decision for your clients in 48-72 hours.
 
|   Long-Term Care
Rate Adjustments Effective June 1, 2018
We will be implementing a long-term care rate adjustment on the following blocks of business in GA, OH, PA, OR and NC. Also, please note the tools available to help you provide information.
 
|   Disability
Priority Income Protection® Underwriting Guide Updates
A new PIP underwriting guide is now available. Please note the following updates to the guide.
 
|   Critical Illness
New Critical Advantage Needs Flyer
This flyer can help you show clients the need for Critical Advantage portfolio products.
 
|   Annuities
April 2018 Annuity Interest Rates
Annuity interest rates will be increasing for April 2018.
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National Western – The Score Newsletter and New Interest…

 Annuity Interest Rates – Going Up! Annuity interest rates have changed. Click here to see the new Annuity rates.                                      Click here to view the previous rates.       Form Update The WBR Application Supplement form 01-S026OH-16 is now approved for use in the state of OH and is now available on FormSource. This form is for use with NWL Impact 7S, NWL Global Lookback, NWL Ultra Value, NWL Ultra Classic, NWL Ultra Future, and NWL Income Protector products. Any other versions of this form will no longer be accepted in OH after April 20, 2018.   Indexed Life Policy Funds – Quarterly Deadlines The next Quarterly Index Date is April 10, 2018. Life New Business is unable to index policy funds unless all pending requirements have been received at least three business days prior to the upcoming index date. Otherwise, funds will not be indexed until the next quarterly index date. For April, this means all requirements must be in good order by April 6th in order for funds to be indexed by April 10th. Anything received after the deadline will not index until July 10, 2018.   ATTN: VT Agents A new Compliance Bulletin has been issued by the Department of Financial Regulation regarding agents providing advice for insurance specific to the state of VT. Please click here to view compliance bulletin CB-18-01 for the updated guidelines regarding this practice. The bulletin can also be accessed via MyNWL under the Agent Communications tab.   The Flash Episodes Now On MyNWL We are continuously working to improve our communication and sales materials so that our valued agents have the tools needed to be successful. By now, you have likely dialed in to listen to The Flash, our bi-weekly podcast hosted by Dan Gallina, in which he shares NWL product knowledge and is often joined by special guests who weigh in on industry topics and all things NWL-related. If you’ve missed out any of the past episodes, you can now access the entire library on MyNWL on the NEW Sales Tools feature located on the home page. Log on to check out these past episodes and be on the lookout for additional sales tools to be added in the future!
Bulletins

Lincoln Financial – Large Case Capacity – Low Term…

Rely on our large case know-how

We’ve made updates to our rates for Lincoln LifeElements® Level Term, but cost isn’t the only reason to choose us for your large case needs. We offer: * Reinsurance capacity for coverage amounts of $100 million+ * Competitive pricing on convertible term coverage* for 10, 15, 20 or 30 years * Key person coverage of up to 20X income available * Concierge underwriting with the same dedicated team working on your term and permanent business

Find cost-efficient business solutions

Fund buy-sell and key person plans.
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