|Month||Fixed Dollar Amount for Transfer|
|Month 12||< $1,000|
|Policy charges are deducted monthly. Despite starting with a lump sum of $12,000, that full amount will not be transferred to the Indexed Account by the end of the 12-month period. While the remaining dollar amount in the Fixed Account for month 12 is less than the predetermined fixed dollar amount, it will still be transferred to the Indexed Account. This example is hypothetical and intended solely to represent how the monthly transfer option would work.|
Disability insurance is a new concept for most consumers but it also is a concept that you should be talking about to each and every one of your clients. Start with the basics and uncover if your client has any misconceptions about disability income protection. Educating clients from what it covers, how benefits can be used and that their coverage can be tailored. You can help assist your client in making the right decisions by showing them how to protect their income and everyday lifestyle. Do you know the right questions to ask your clients? Utilizing the Income Protection Calculator from Principal Financial Group (link is below) can do just that! This calculator will help you ask the right questions as you delve into the basic issues of disability. Then you will be able to provide your client with three income protection options. Don’t let misconceptions about disability income coverage stop the sale before it starts! The right tools can make a world of difference. https://www.principal.com/individuals/disability-insurance/determine-coverage/#/
2017 Already Feels Promising – Now How About a Bonus? Let’s kick the year into high gear with a 1% commission bonus for annuity business! The bonus will apply to applications received between February 13, 2017 and March 15, 2017, and issued-and-paid by April 13, 2017. Click here for full details and exclusions. A Superhero Emerges: Brand New Fixed Annuity on the Way! NWL is on the verge of rolling out our newest Fixed Interest Annuity! The NWL Income Protector is on its way and your clients will LOVE what this product has to offer! This will be our first fixed annuity with an optional income rider, currently offered with no charge! Be on the lookout for the official launch including product training and sales and marketing material! It’s All About Options – Option J is Here! Option J is NOW AVAILABLE offering an annual point-to-point strategy for NWL Indexed Annuities. Initially available only on new issues of the NWL Ultra Classic annuities, Option J will be added to our other annuities soon, so stay tuned! The NWL Ultra Classic marketing materials have been updated and are now accessible on MyNWL. Click here to view a full list of states that Option J is currently available in. Agents: Update Contact Information In an effort to ensure that we have correct and updated agent contact information on file, we ask that you take a moment to update your records. To update, log on to MyNWL, click Agent Information on the top right corner drop down, enter your PIN and verify that your contact information is current or make any necessary adjustments.