American Equity – Rate Increase

Choice Series Rate Adjustments Effective December 6, 2016 American Equity’s Choice Series rates will change on December 6, 2016. We are happy to announce that rates are increasing on the Annual Point to Point with Cap and Annual Point to Point with Participation Rate. All contracts issued December 6, 2016 or after will receive the new rates as outlined below. There will be no rate adjustments made to previously issued contracts.

Choice 10 (ICC14 IDX8-8)		CURRENT RATES	NEW RATES
INTEREST CREDITING METHODS	Fixed Value	2.00%	NO CHANGE
	Annual PTP – cap	4.25%	4.35%
	Annual PTP – PR	35%	40%
	Monthly PTP – cap	1.90%	NO CHANGE
	Volatility Control Index w/Spread	1.0%	NO CHANGE

Choice 8 (ICC14 IDX8-8)		CURRENT RATES	NEW RATES
INTEREST CREDITING METHODS	Fixed Value	1.90%	NO CHANGE
	Annual PTP – cap	4.10%	4.35%
	Annual PTP – PR	35%	40%
	Monthly PTP – cap	1.80%	NO CHANGE
	Volatility Control Index w/Spread	1.25%	NO CHANGE

Choice 8 (ICC14 IDX8-8)		CURRENT RATES	NEW RATES
INTEREST CREDITING METHODS	Fixed Value	1.80%	NO CHANGE
	Annual PTP – cap	4.00%	4.35%
	Annual PTP – PR	35%	40%
	Monthly PTP – cap	1.70%	NO CHANGE
	Volatility Control Index w/Spread	1.60%	NO CHANGE