Bulletins

American General – Rates and Important News

Important change to Secure Lifetime GUL 3 On October 17, in response to the historically low interest rate environment, we have an upcoming pricing change to our Secure Lifetime GUL 3 product for new sales. Premiums will increase an average of 1-5% depending on age, underwriting classes, and funding pattern. Full details, including transition rules, will be available at launch. GUL 3 coming to New York As of October 17, we’re excited to be re-entering the New York market with our Secure Lifetime GUL 3 product with the same highly competitive rates as we will have in other states. More details coming at launch.. ePolicy Delivery Enhancements Now Available! We’ve made several significant enhancements to ePolicy Delivery, our electronic service that helps reduce policy delivery time and eliminates mailing. These changes make ePolicy Delivery easier to navigate and more convenient for you and your clients. Read more in New Business Bulletin 16-085. Bulletin 16-085 → Pennsylvania Surrender Comparison Index Disclosure Overview of the state requirement and AIG’s procedures regarding the Pennsylvania Surrender Comparison Index Disclosure; included are the products excluded from this regulation and manual calculation samples when needed to meet customer requests. Review New Business Bulletin 16-102 for details. Bulletin 16-102 → Required forms reminder for AAS Chronic Illness ABR Reminder, the Summary and Disclosure Notice for Chronic Illness Accelerated Death Benefit Rider disclosure form (AGLC109401-2015) is required for all products where the Accelerated Access Solution rider is offered. State variations apply; available on Forms Depot. Forms Depot → New Consumer Supplement required in CT for AAS Chronic Illness ABR All Accelerated Access Solution materials provided to consumers in the state of CT must be accompanied by this supplemental document. Detailed explanation available in Product Bulletin 16-111. Bulletin 16-111 →
Bulletins

Legacy Marketing – Rate Updates and New State Approvals

 
 
LegendMark 10 LT, 10 LT Plus Now Available in MN, OR, PA, and WA!
Tired of limited FIA offerings in your state? You can now add one of the market’s strongest, most innovative FIAs to your portfolio—LegendMark from Fidelity & Guaranty Life Insurance Company! Clients get the best of both worlds for accumulation potential and income potential with LegendMark 10 LT and 10 LT Plus:
* Higher caps with indexed crediting options that charge a fee:
– For example: 2.60% cap on the monthly point-to-point with fee!
* 5% vesting premium bonus (2.50% ages 76+) on LegendMark 10 LT Plus.
* Innovative Income XL Rider (included with LegendMark 10 LT Plus):
– Leverages strong earnings with an income base up to 150% of the total Account Value.
* No market value adjustment.
For more product highlights, please see the LegendMark Quick Reference.
Training and Other Requirements—To start selling LegendMark 10 LT and 10 LT Plus, click here or visit the Annuity Training and Acknowledgement page of LegacyNet to complete your product training. Also, please be sure we have your updated E&O, continuing education (CE), and anti-money laundering (AML) training on file. If you are licensed in Pennsylvania, please note that, prior to soliciting any Fidelity & Guaranty Life business in the state, you must be appointed with the carrier. For more information, contact Licensing & Contracting: