Annuity Calculations

Tier 1
1 Success Share for every
$25 in paid premium*

American Equity
Equitrust
Legacy
Genworth
North American
Voya

Tier 2
1 Success Share for every
$30 in paid premium*

Allianz
American General
American National
Fidelity & Guaranty
Great American
Lincoln Financial
Mutual of Omaha
National Western
Principal Financial Group
Symetra

The following are credited at 1 Success Share for every $75 in paid premium.
• All Single Premium Immediate Annuities
• All Multi-Year Guarantee Annuities
• All annuities with a surrender of 5 years and less
• All applications on annuitants/owners age 80 and older

Life Calculations

Tier 1
1 Success Share for every
$1 in paid premium*

American General
Genworth
Legal & General (Banner)
Mutual of Omaha
North American
Protective
Transamerica

Tier 2
1 Success Share for every
$1.25 in paid premium*

Accordia
Allianz
American National
Americo
Assurity Life
AXA
Fidelity & Guaranty
Foresters
Lincoln Financial
MetLife
National Western
Principal
Prudential
Savings Bank Life
Symetra
Voya

* Single premium products are credited at 1 Success Share for every $25 in paid premium.
* The ratio for all Final Expense products are 1 Success Share for every $2 in paid premium.
Long Term Care & Disability Calculations