Bulletins - Financial Brokerage Inc.

American Equity – Traditions Gold Discontinued

American Equity Traditions Gold Discontinued Effective January 31, 2018 the Traditions Gold (ICC11 IDX4)* product will be discontinued in all states. All applications for Traditions Gold must be received in our office by 4:45 p.m.CST on January 31, 2018. Any applications received in our office after January 31, 2018 will not be accepted. Good News! We offer the Choice 10 (ICC14 IDX8)* as an alternative to the Traditions Gold product. It offers competitive rates and comparable features. Choice 10: * Optional Market Value Adjustment (MVA)** for Higher Crediting Rates * 52% Participation Rate offered on the Annual Point to Point (with MVA)** * 5 Interest Crediting Strategies * Optional Lifetime Income Benefit Rider Offering 6% IAV Rate Click for Choice 10 MVA Product Profile Click for Choice 10 Product Profile *Availability and form numbers may vary by state. **MVA not available in CA.

Sagicor Life – New Year Annuity Incentive

Get the New Year Started with Sagicor’s Rock the New Year Annuity Incentive! To view more details,click here.

North American – Important Update for New Rapid Builder…

Important Update for New Rapid Builder IUL Sales North American is decreasing the current annual premium limit in all policy years on new indexed universal life Rapid Builder IUL life insurance sales from $1,000,000 to $250,000. DOWNLOAD the bulletin to read about important dates, illustration software and SimpleSubmit.

North American – California Assembly Bill AB1696 Reminder

Reminder: California Assembly Bill AB1696 – Advertising Agent/Agency print requirements To comply with California Assembly Bill AB 1696, the word “insurance” must be in type size that is at least as large as the smallest telephone number shown, or 12 point type, whichever is larger. DOWNLOAD the bulletin for more information

State Life – Interest Rate Notice

Access interest rates effective Jan. 15

New business interest rates for the OneAmerica Care Solutions product suite are changing, effective Monday, Jan. 15, 2018.

Annuity Care, Annuity Care II/III and Indexed Annuity Care new money rates are increasing. All other rates remain unchanged.

New rates for Annuity Care, Annuity Care II/III and Indexed Annuity Care are listed below. View all rates

The new rates will be as follows: Annuity Care LTC fund: 2.00 % Cash fund: 1.35% Annuity Care II/III LTC accumulated value single/joint annuitant: 2.00 % Accumulated value single/joint annuitant: 1.35% Indexed Annuity Care Point-to-point Cap: 2.20% Point-to-point Par: 20.00% Monthly average Cap: 2.20% Monthly average Par: 30.00% Fixed account: 1.10% Most Beneficial Rate: Indexed Annuity Care offers your clients the opportunity to receive the best declared interest (or cap, or par) rate available between the date their application is received in the Home Office, and the effective date of the contract, if fully funded within 60 days of application. This feature is intended as an easy-to-do-business provision to provide you and your clients the peace of mind to know that they can receive the best declared rates during the application process. Annuity Care also offers this feature for 1035/transfer monies only.