Here’s an IUL strategy for your clients over age 70 that can quadruple their legacy – and as a bonus, they don’t have to go through underwriting to make it happen.
Clients over 70 are generally not good prospects for IUL sales, but their money is. That’s ok. With this strategy, someone else gets to be the insured.
For this strategy to make sense, you need to have a client with IRA or 401(k) money that they do not plan to exhaust in their lifetime. Through proper planning you can help them quadruple the legacy they leave behind.