Understanding Disability Insurance In About A Minute

You depend on your income for everything, the big things like home, car, student loans, medical and retirement. You also depend on it for the little things in life. Like cable, cell phones, fitness and clothing. That income can add up to quite a bit over a person’s working career, that’s a lot of money – we could be talking millions. Have you ever considered what would happen if that income went away? You can protect your income just like you do your car, home, life and health. With coverage that provides income when the unexpected happens and you can’t work because of an accident or sickness. Things like cancer, heart disease or back problems and much more. You can protect your income for about the same cost of a coffee a day, or the cost of your monthly cell phone bill. The asset you rely on everyday needs to be protected so life can go on, protect your income.

John Hancock – SmartProtect Term with Vitality Update

As many of you may know, John Hancock’s Term portfolio is one of the fastest growing term franchises in the industry, with our popular John Hancock Term and John Hancock Term with Vitality products performing well in the market. We are committed to remaining an industry leader in this space by continuing to deliver highly competitive products that offer additional value to you and your clients. Since it’s also now easier than ever to apply for John Hancock Term and John Hancock Term with Vitality with our new eTicket submission process, we will be streamlining our Term life portfolio around our John Hancock Term products and discontinuing SmartProtect Term with Vitality in the brokerage market, effective February 9, 2018. SmartProtect Term with Vitality will continue to be available in select niche affinity markets. Important Dates:
* Starting February 9, 2018, the application and supplemental forms for SmartProtect Term with Vitality will no longer be available.
* Applications for SmartProtect Term with Vitality must be submitted by February 15, 2018 and policies must be issued by February 28, 2018.
 

Untitled

Fidelity & Guaranty has issued their latest newsletter. To view the News Updates, click here.