Sales Idea 90 – Is There An IUL Strategy Over Age 70?

Is There An IUL Strategy Over Age 70?
Here’s an IUL strategy for your clients over age 70 that can quadruple their legacy – and as a bonus, they don’t have to go through underwriting to make it happen.

Clients over 70 are generally not good prospects for IUL sales, but their money is. That’s ok. With this strategy, someone else gets to be the insured.

For this strategy to make sense, you need to have a client with IRA or 401(k) money that they do not plan to exhaust in their lifetime. Through proper planning you can help them quadruple the legacy they leave behind.

I’ve got a pdf that walks you through the numbers. If you’re interested in this, just request your copy in the link below.
https://financial-brokerage.com/multi-generational-legacy-planning/

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Sales Idea – How To Triple Your Life Insurance Commission – A Case Study

Here is a life insurance case study that will help your clients by giving them more options in the future by: doubling their premiums, for half the number of years, which also happens to triple your commissions. How does this work and how is it good for your clients? Take three minutes to learn how this concept recently helped a real client.

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Sales Idea – What if healthcare was built into your retirement plan?

What if healthcare was built into your retirement plan?
 
What if you could build healthcare benefits into your retirement plan?

When your clients need healthcare services in retirement for long term care, they will need to accelerate their spending.

What if there was a way to access MORE than what was in their account?

There’s only one way to do that!

Take two minutes to learn more then contact me at Financial Brokerage to discuss how we can help you help your clients do the same.

Be sure to subscribe to our channel so you don’t miss a single episode.

 
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20% More Coverage For The Same Price?

20% More Coverage For The Same Price?
What if there was a way to increase your clients’ permanent life insurance coverage by 20%, without increasing their premiums?
When a client needs permanent coverage, we typically illustrate a Guaranteed Universal Life (GUL) with no cash value. For the same premiums, a client could purchase:
20% more coverage with a Protection Focused IUL;
projected to last their entire lifetime;
with cash values they can access if needed;
and potential to increase the death benefit!
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Sales Idea – Why Use Cash Value Plans For Key Person Policies?

Why Use Cash Value Plans For Key Person Policies?
Businesses purchase life insurance on key employees to guard against the costs of replacing that person and the business production they represent should they pass away unexpectedly. These businesses typically purchase term life insurance policies to keep expenses low. Unfortunately those low expenses up front might cost them opportunities in the future.

There are several reasons your business owner clients should consider permanent cash value life insurance instead.

Most agents and advisors NEVER mention these situations to their clients. You can be the first to bring these business enhancing ideas to your clients.

 
Want to see this plan in action? Take a listen to this quick video, then contact me to do the same for your clients.