Sales Ideas

A Millionaire For $100/Month?

A Millionaire For $100/Month?
What can you get for $100 a month?
  How about:
• $22,000 for college
• $30,000 down payment on a home
• $70,000 annual retirement income
  Curious to see how you can do all this for just $100 a month?
Watch the video then contact us for an illustration outlining the details at 800-475-5555
 
Sales Ideas

Sales Idea – How to SUPERCHARGE a Retirement Plan

How To SUPERCHARGE A Retirement Plan
WHAT IS IT?
   
• “Enhanced Funding” or Life Insurance Premium Finance can significantly enhance the long-term cash value accumulation of a life insurance policy.
• Financing is obtained through a specialty Lender or Bank that provides a custom loan arrangement.
• The annual cost or out of pocket contribution from the borrower is usually about half of the premium amount and is made between five and ten years.
• The extra infusion of cash provided by financing significantly increases the cash flow from the policy in later years, even after paying back the loan.
• This is different from most traditional premium financing arrangements.
WHO IS IT FOR?
   
• This is perfect for attorneys, doctors and highly paid executives.
• Look for business owners that have put so much effort into running their business that they are behind on their own retirement plan.
HOW DO I LEARN MORE?
   
• Want to see if your client qualifies?
• We have the details on client eligibility, loan arrangement and policy design.
• If you have clients you think might qualify, contact me for the pdf
 
Sales Ideas

Sales Idea – Fill Retirement Gaps with IUL

Fill Retirement Gaps with IUL
Are you aware of all the potential gaps in your clients’ retirement plans? Index universal life can help fill those in three different ways:

1- Your clients can tap into index universal life insurance funds during a down market cycle so they don’t have to sell at a loss.
2- Index universal life insurance funds can be used to bridge the gap between retirement and claiming social security.
3- Index universal life insurance funds can be used to optimize a client’s tax bracket throughout retirement.
Life Insurance

Life Insurance as Easy as 1-2-3

Life Insurance as Easy as 1,2,3
Buying life insurance can be confusing for consumers. Determining how much life insurance is difficult enough, deciding which type of policy is even more confusing. Financial Brokerage has a life insurance allocation tool that helps simplify the conversation. Not only will this tool help determine how much life insurance your clients need, it will also determine the right mix and the right type of policies. That’s not even the best part! This tool will help your client’s determine what they want their life insurance to accomplish for them for their reasons…not ours. Simplify the conversation and putting their interests first will build trust to help you close more sales.
Annuities

The Greatest Threat to Retirement Savings

The Greatest Threat to Retirement Savings
What do you think is the greatest threat to your client’s retirement savings?

It’s not stock market declines. The stock market bounces back after a fall, the elderly do not. In fact, once a person reaches age 65, there is a 70% chance they will need long term care before they pass away. For a couple that translates into a 90% chance.

There are several ways to combat this threat: traditional long term care insurance, an annuity with a long term care provision or life insurance policy with a long term care rider. Which is right for your clients?