American Equity – California Product Information

New Product Available in California

American Equity is pleased to announce the addition of a new fixed index annuity product to our competitive portfolio. The California Gold (CA16 IDX11) will be available January 1, 2017.

California Gold:

* 5% premium bonus which vests over a nine year period
* 10% penalty-free withdrawal after the first contract anniversary
* 10 interest crediting options
* Competitive commission rates exclusive to California

**Product Training is required before writing an annuity application**

Additional American Equity fixed index annuity products available in California include our Choice Series (14 IDX8), Traditions Gold (11 IDX4) and Foundation Gold (11 IDX3). The Foundation Gold was recently adjusted to feature the following benefits:
* 7% premium bonus which vests over nine year period
* 10 year surrender charge period
* 5% penalty-free withdrawal after the first contract anniversary (cumulative option available)
* Competitive commission rates—same as California Gold
Plus, our Guarantee Series (13 MYGA) is also available.

**Product Training is required before writing an annuity application**

**IMPORTANT INFORMATION – PLEASE READ**

American Equity recently announced the following adjustments to the Foundation Gold (CA16 IDX11) in the state of California:

*7% premium bonus which vests over nine-year period
* 10 year surrender charge period
* 5% penalty-free withdrawal after the first contract anniversary (cumulative option available)
* Competitive commission rates

**You are required to review the product training regarding the adjusted Foundation Gold PRIOR to selling this annuity product.**

Posted in Bulletins.