Shared Success Calculations & Qualifying Carriers

Annuity Calculations
Tier 1
1 Success Share for every
$25 in paid premium*
American Equity
Equitrust
Legacy
Genworth
North American
Voya
Tier 2
1 Success Share for every
$30 in paid premium*
Allianz
American General
American National
Fidelity & Guaranty
Great American
Lincoln Financial
Mutual of Omaha
National Western
Principal Financial Group
Symetra
The following are credited at 1 Success Share for every $75 in paid premium.
• All Single Premium Immediate Annuities
• All Multi-Year Guarantee Annuities
• All annuities with a surrender of 5 years and less
• All applications on annuitants/owners age 80 and older
Life Calculations
Tier 1
1 Success Share for every
$1 in paid premium*
American General
Genworth
Legal & General (Banner)
Mutual of Omaha
North American
Protective
Transamerica
Tier 2
1 Success Share for every
$1.25 in paid premium*
Accordia
Allianz
American National
Americo
Assurity Life
AXA
Fidelity & Guaranty
Foresters
Lincoln Financial
MetLife
National Western
Principal
Prudential
Savings Bank Life
Symetra
Voya
* Single premium products are credited at 1 Success Share for every $25 in paid premium.
* The ratio for all Final Expense products are 1 Success Share for every $2 in paid premium.
Long Term Care & Disability Calculations
Tier 1
1 Success Share for every
$1.50 in paid premium
Genworth
Illinois Mutual
Principal
Tier 2
1 Success Share for every
$2.00 in paid premium
American General
Assurity Life
John Hancock
Mutual of Omaha
Transamerica LTC
Linked Benefit Calculations
Tier 1
1 Success Share for every
$25 in paid premium*
Genworth
Tier 2
1 Success Share for every
$35 in paid premium*
One America
Lincoln Financial
Medicare Supplement Calculations
Tier 1
1 Success Share for every
$10 in paid premium*
(years 1-5)
Aetna
Central States Indemnity
Medico
Mutual of Omaha
United Healthcare
Tier 2
1 Success Share for every
$15 in paid premium*
(years 1-5)
Cigna
Standard Life
• Shared Success is only available on ages 65-80
• Shared Success is credited on paid premium as earned (not annualized)